Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core ...

The RMD rules vary depending on who inherits the account — and some beneficiaries have more options than others.

Yet estate planning, especially having clear beneficiaries listed for every account, is a crucial part of any financial planning process. If you’re a parent, you’ll naturally want to use your ...