It is a simple concept -- spend less than you earn. Still, LBYM is seen by many as a life sentence, not the lifesaver that it ...

Dear Cheapskate: Thank you for your many helpful ... Shortly after, I saw an advertisement for your book “Debt-Proof Living.” I bought it and have read and reread it. I wish I could have ...

But generally when you are being a "cheapskate" you not only are living stingy, but you are clearly avoid paying your fair share of any costs or expenses. A cheap person is someone who always buys ...