Here's everything you need to know about a soft credit pull and a hard credit pull and how they could potentially affect your ...

When you apply for a loan, a lender will pull your credit report, known as a hard inquiry or hard pull, to assess the risk that you pose as a borrower. Hard inquiries are recorded on your credit ...

A hard inquiry, also called a "hard pull," occurs when a lender or creditor checks your credit report as part of a credit application process. This might happen when you apply for: Credit cards ...

or hard pull, on your credit report. Each hard pull temporarily lowers your credit score by a handful of points for up to a year and typically stays on your credit report for two years.