It is possible to use funds from your 401(k) account to buy a house. However, doing so might incur both a penalty and income ...

The most obvious way of securing financing for an overseas home is to take out a mortgage with a local bank. This is easier said than done, however. In many countries, bank financing isn’t available ...

Although it's best to use non-retirement accounts to save for a home purchase, there are ways to withdraw retirement funds for a home purchase without paying an additional penalty. But even if you ...

Economists Mark Warshawsky and Gaobo Pang, after conducting new research, published a study that found the 4% rule has significant failure rates at advanced ages and provides the lowest levels of ...

What does our 2024 research reveal as the highest safe withdrawal rate? For many investors, 4% has traditionally been seen as the ideal retirement withdrawal rate. However, Morningstar researchers ...

When it comes time to create a retirement paycheck, the challenge is to balance withdrawals from taxable and nontaxable money against when and how to claim Social Security, collect any pension ...

When considering where to put your money for retirement, you may have to choose between an IRA and an annuity. These ...

Here is how one can use a safe withdrawal rate (SWR) to gauge the health of our retirement corpus. This discussion also ...

In the bar chart beneath the calculator, you'll see the total rate of return for the Roth IRA and the traditional IRA at your retirement date ... you can withdraw your contributions without penalties.