You can lock in today's high rates for the term of the CD. Moreover, they're safe investments, generally coming with FDIC or NCUA insurance on balances up to $250,000. Start your journey by ...

Some of the highest-paying CDs today have APYs up to 5.39%, but these can be difficult to qualify for, their high rates may only apply to small amounts of money or there may be other hoops to jump ...

Different types of CDs may fit investors' needs, including step-up CDs, bump-up CDs, and jumbo CDs. Investopedia / Julie Bang Financial institutions like banks and credit unions offer CDs for ...

Savers need to pay attention to certificate of deposit (CD) rates to decide whether now is a good time to act. While rates have gone up dramatically in the last two years, that trend may not ...

During set up, you’ll have the option to direct the monthly interest earned to remain in the CD or transfer to another account. Should events change and you need the money back, you can withdraw ...

Bump-up CDs allow you to raise your interest rate at least once during your CD term. Guidelines and restrictions on bump-up CDs vary between financial institutions. Bump-up CDs are generally most ...

Unlike traditional CDs, bump-up CDs offer the opportunity to increase your interest rate during the CD's term. Understand this savings tool's mechanics, pros, and cons to determine if it aligns ...

With our CD calculator below, you can run the numbers to see how much you’d earn. Here’s how Citizens Bank’s yields stand up to the national average rates as of Sept. 16, 2024, according to ...

Not all banks and credit unions offer 10-year CDs, but those that do give consumers a unique opportunity. Certificates of deposit (CDs) with this maturity lock in a fixed rate for longer than ...

Step-up CDs enter the scene as a good option, blending the security of traditional certificates of deposit with the advantage ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners ...