HDFC Bank offers investment opportunities such as Term Deposits or Fixed Deposits. FDs enable an investor to park any surplus funds for an interest income. This scheme is for a fixed interest rate and ...

The maturity term of a short-term fixed deposit ranges from seven days to less than 12 months. You can deposit money in such a term deposit only once. You can opt to renew the short-term fixed deposit ...

"This rule is common sense and long overdue, and it's unclear why big banks are scared to be transparent with their customers about the interest rate they're charging on overdraft loans." ...

or they may charge any fee so long as they disclose the terms of the overdraft loan the way they would for any other loan, typically expressed as an annual percentage rate, or APR. While banks ...

Hence, the returns on a fixed deposit are assured and can be trusted. Also, there are options available to take a loan against an FD. An individual can take loans of up to 90% of the total amount in ...

Fixed deposits that bank transferred to loan account need not be returned to customer as bank has lien rights, rules High Court The Karnataka High Court overturned a single judge’s order that ...

The Income Tax Act of India, 1961, imposes taxes on interest earned on fixed deposits. The individual's income tax slab will determine the actual tax rate on FD interest. For senior citizens, i.e.

Federal student loan interest rates are fixed by Congress on an annual basis, so the rate you get depends on when you borrow. Private student loan rates are more variable, though, so it’s worth ...