For example, instead of buying a $5 T-shirt that may not get worn very often, purchase a shirt that’s $20 to $30 that will last longer and become one of your favorite shirts. “Have fewer favorite ...

With a baby on the way, it’s almost as if the writing is ... He emphasizes that he used to be very frugal with humble beginnings and had a roommate until he was 36, which allowed him to save ...