Feel like you're starting too late when it comes to saving for retirement? Well, this couple feels EXACTLY the same. Here's the truth: investing is a numbers game. The sooner you start, the less you have to invest over time to reach your goal. This couple can pull retirement from 2 places: her pension and their retirement accounts. But right now the husband is 47 years old and has ZERO DOLLARS INVESTED. Watch the video to see the math behind how much he needs to invest each month to reach his $$